What must be added to the polynomial 2x³ – 3x² – 8x, so that it leaves a remainder 10 when divided by 2x + 1?
What must be added to the polynomial 2x³ – 3x² – 8x, so that it leaves a remainder 10 when divided by 2x + 1?
Explanation
Consumer credit allows buying now and paying later. Types: revolving credit (credit cards – borrow up to limit, pay minimum or more), installment credit (fixed payments over time for specific purchase), service credit (pay bills after receiving service).
Benefits: afford expensive items, handle emergencies, build credit history. Risks: overspending, high interest costs, debt traps. Credit cards often charge 2-4% monthly (very high annually).
Responsible credit use: borrow only what you can repay, pay on time, understand terms, compare options. Credit bureau (CRC, FirstCentral) track credit history – affects future borrowing ability.